{"id":4879,"date":"2018-01-08T08:41:18","date_gmt":"2018-01-08T07:41:18","guid":{"rendered":"https:\/\/hub.hslu.ch\/retailbanking\/?p=4879"},"modified":"2026-02-11T14:52:50","modified_gmt":"2026-02-11T13:52:50","slug":"nachhaltigkeitsbestrebungen-der-schweizer-retail-banken","status":"publish","type":"post","link":"https:\/\/hub.hslu.ch\/retailbanking\/nachhaltigkeitsbestrebungen-der-schweizer-retail-banken\/","title":{"rendered":"Nachhaltigkeitsbestrebungen der Schweizer Retail Banken"},"content":{"rendered":"\n<p><strong> <a href=\"https:\/\/hub.hslu.ch\/retailbanking\/wp-content\/uploads\/sites\/7\/2017\/12\/Nachhaltigkeit-der-Schweizer-Retail-Banken.pdf\" target=\"_blank\" rel=\"noopener\">Die Studie kann hier heruntergeladen werden.<\/a><\/strong><\/p>\n\n\n\n<p>Bei den Schweizer Retail Banken lassen sich aufgrund der verf\u00fcgbaren externen Informationen vielf\u00e4ltige Nachhaltigkeitsbestrebungen in unterschiedlicher Intensit\u00e4t feststellen. Viele Institute sind sich offenbar ihrer diesbez\u00fcglichen Verantwortung bewusst und sie erhoffen sich mit ihren Nachhaltigkeitsbestrebungen positive Wirkungen auf ihre Reputation und indirekt auf ihren Gesch\u00e4ftserfolg.<\/p>\n\n\n\n<p><strong>Die f\u00fchrenden Retail Banken <\/strong><\/p>\n\n\n\n<p>Die Nachhaltigkeitsbestrebungen von insgesamt 15 der 73 analysierten Retail Banken (21%) k\u00f6nnen sowohl bez\u00fcglich Berichterstattung und Zielsetzungen als auch bez\u00fcglich der Verf\u00fcgbarkeit von Produkten im Bereich Anlegen und Finanzieren als mittel bis hoch eingestuft werden. Diese 15 Banken lassen sich in drei Gruppen unterteilen: Am besten schneiden die Alternative Bank Schweiz, die Thurgauer Kantonalbank und die Z\u00fcrcher Kantonalbank ab. An zweiter Stelle liegen die Basler Kantonalbank, Berner Kantonalbank, Graub\u00fcndner Kantonalbank und Raiffeisen Gruppe. An dritter Stelle folgen sieben Kantonalbanken (BL, FR, LU, NW, OW, TI, VS) und die Migros Bank.<\/p>\n\n\n\n<p><strong>Strategische Initiativen geplant<\/strong><\/p>\n\n\n\n<p>Zwei F\u00fcnftel der Retail Banken planen offenbar konkrete strategische Initiativen im Bereich der Nachhaltigkeit, wobei mitarbeiterbezogene und gesellschaftsrelevante Massnahmen im Vordergrund stehen. Auf der Produkteseite haben nachhaltige Geldanlagen einen relativ grossen Stellenwert und ein gewisses Zukunftspotenzial. Hingegen k\u00f6nnen die auf Nachhaltigkeit ausgerichteten Produkte im Bereich Finanzieren bez\u00fcglich tats\u00e4chlicher Wirkung und \u00f6konomischem Nutzen f\u00fcr die Bank teils hinterfragt werden.<\/p>\n\n\n\n<p><strong>Kosten und Nutzen der Nachhaltigkeitsberichterstattung <\/strong><\/p>\n\n\n\n<p>Ein umfassendes Nachhaltigkeitsreporting kommt vom Aufwand her nur f\u00fcr gr\u00f6ssere Retail Banken in Frage. Kleinere Banken k\u00f6nnten sich jedoch \u00fcberlegen, wenigstens ein minimales Reporting der wesentlichen Aspekte in ihre Berichterstattung aufzunehmen und zu einzelnen Nachhaltigkeitsaspekten Ziele festzulegen. Ein gutes Beispiel daf\u00fcr liefert die Obwaldner Kantonalbank. Kleine und mittelgrosse Retail Banken k\u00f6nnten m\u00f6glicherweise gemeinsam (z.B. innerhalb ihrer Verb\u00e4nde) ein Rahmenkonzept f\u00fcr eine pragmatische und nicht allzu aufw\u00e4ndige minimale Nachhaltigkeitsberichterstattung erarbeiten.<\/p>\n\n\n\n<p><strong>Nachhaltigkeit als Instrument der Marketingkommunikation<\/strong><\/p>\n\n\n\n<p>F\u00fcr die befragten CEO stehen die kommunikative Wirkung ihrer Nachhaltigkeitsbem\u00fchungen und der damit verbundene Reputationsgewinn f\u00fcr die Bank im Vordergrund. Sie sch\u00e4tzen den Impact der Nachhaltigkeitsstrategien auf den Gesch\u00e4ftserfolg (neue Kunden, neue Gesch\u00e4ftsfelder, zus\u00e4tzliche Ertragspotenziale) eher zur\u00fcckhaltend ein. Zu erw\u00e4hnen ist allerdings, dass viele Retail Banken mit ihren Gesch\u00e4ftsmodellen wirtschaftlich nachhaltig aufgestellt sind und seit jeher das Ziel haben, in ihrem Marktgebiet f\u00fcr Wirtschaft und Gesellschaft Nutzen zu stiften. Dies d\u00fcrfte wohl der Grund sein, weshalb bei Diskussionen um die Nachhaltigkeit von Banken anstelle einer integralen Optik (Profit, People, Planet) vor allem \u00f6kologische Anliegen im Zentrum stehen.<\/p>\n\n\n\t<div id=\"single-download-block_62ff5eadf9133\" class=\"downloads-single__container\">\n\t\t\n\t\t\t\t\t\t\t\t<div class=\"download__container\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"download__title\">\n\t\t\t\t\t\t\t\t\t\tNachhaltigkeit der Retail Banken &#8211; 2017\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<div class=\"download__file\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"checkbox\" class=\"download__file-checkbox\" name=\"download-single-17369-0-0\" id=\"download-single-17369-0-0\" data-file=\"https:\/\/hub.hslu.ch\/retailbanking\/wp-content\/uploads\/sites\/7\/2017\/12\/Nachhaltigkeit-der-Schweizer-Retail-Banken.pdf\">\n\t\t\t\t\t\t\t\t\t\t<label class=\"download__file-label\" 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*\/\n<\/script>\n\t\t<\/div>\n\t<\/div>\n\n\n\n<p><em>Bei der Studie handelt es sich um einen Auszug aus der &#8222;IFZ Retail Banking Studie 2017&#8220;. Die insgesamt 230-seitige &#8222;IFZ Retail Banking-Studie 2017&#8220; kostet 290 Franken und kann unter &#x69;&#102;z&#x40;&#104;s&#x6c;&#117;&#46;&#x63;&#104; bestellt werden. Sammelbestellungen kosten ab 3 Exemplaren CHF 240.- pro Exemplar, ab 5 Exemplaren CHF 190.- und ab 10 Exemplaren CHF 140.- CHF pro Exemplar.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Wir danken f\u00fcr die Unterst\u00fctzung:<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft\"><a href=\"https:\/\/hub.hslu.ch\/retailbanking\/wp-content\/uploads\/sites\/7\/2017\/11\/Sponsoren-IFZ-Retail-Banking-Studie.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"321\" src=\"https:\/\/hub.hslu.ch\/retailbanking\/wp-content\/uploads\/sites\/7\/2017\/11\/Sponsoren-IFZ-Retail-Banking-Studie-1024x321.jpg\" alt=\"\" class=\"wp-image-4765\" srcset=\"https:\/\/hub.hslu.ch\/retailbanking\/wp-content\/uploads\/sites\/7\/2017\/11\/Sponsoren-IFZ-Retail-Banking-Studie-1024x321.jpg 1024w, https:\/\/hub.hslu.ch\/retailbanking\/wp-content\/uploads\/sites\/7\/2017\/11\/Sponsoren-IFZ-Retail-Banking-Studie-300x94.jpg 300w, https:\/\/hub.hslu.ch\/retailbanking\/wp-content\/uploads\/sites\/7\/2017\/11\/Sponsoren-IFZ-Retail-Banking-Studie-768x241.jpg 768w, https:\/\/hub.hslu.ch\/retailbanking\/wp-content\/uploads\/sites\/7\/2017\/11\/Sponsoren-IFZ-Retail-Banking-Studie.jpg 1553w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Das Institut f\u00fcr Finanzdienstleistungen Zug IFZ der Hochschule Luzern hat in einer Studie die Nachhaltigkeitsbestrebungen von 73 Schweizer Retail Banken unter die Lupe genommen. Zum einen wurde die externe Berichterstattung der Banken analysiert und zum anderen wurden die CEO der Banken befragt.<\/p>\n","protected":false},"author":1270,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[252,1722,436,1723,19495],"tags":[1729,27720,3997],"class_list":["post-4879","post","type-post","status-publish","format-standard","hentry","category-allgemein","category-1722","category-436","category-1723","category-regionalbanken-und-sparkassen","tag-nachhaltigkeit","tag-retail-banken","tag-sustainability"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nachhaltigkeitsbestrebungen der Schweizer Retail Banken - IFZ Retail Banking Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hub.hslu.ch\/retailbanking\/nachhaltigkeitsbestrebungen-der-schweizer-retail-banken\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nachhaltigkeitsbestrebungen der Schweizer Retail Banken - IFZ Retail Banking Blog\" \/>\n<meta property=\"og:description\" content=\"Das Institut f\u00fcr Finanzdienstleistungen Zug IFZ der Hochschule Luzern hat in einer Studie die Nachhaltigkeitsbestrebungen von 73 Schweizer Retail Banken unter die Lupe genommen. 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